BTC to XLM

The gap between best and worst here is 1.58% on the same transfer, which is the whole reason for asking all of them rather than one. Mid-market for this amount is 24,113.53312409 XLM, so even Changelly keeps 0.90%. Every provider builds a margin into its rate; the point is to see it.

Not quoting at the moment: ghostswap, stealthex. Listed rather than hidden, because a comparison that quietly drops whoever failed is not a comparison.

The table above is one minute. This is 141 recorded fan-outs of BTC to XLM since 15 October 2026, every provider asked at the same instant each time. Between 6 and 11 of them have priced it, 8.7 on average — so how many answer is a fact about the minute, not about the pair.

Measured on this pair alone, which is not the same as each provider's standing across every pair — a provider can win here and lose everywhere else. Behind best is the gap to the best quote in the same fan-out, so the rows compare with each other and with nothing quoted elsewhere. Anything recorded fewer than thirty times is left out rather than rounded into a rate. The dataset says how each figure is built.

Every figure above is for 0.05 BTC. Priced again in the same pass at 0.0005 BTC, the same providers disagree by 1.78% instead of 1.58%.

Fewer of them will even answer: 10 quote the larger transfer and 7 the smaller one, because each sets its own floor. Those that do quote charge a fixed amount as well as a percentage, and on a small transfer the fixed part is most of what you pay — so the distance between the best and worst of them widens rather than holding steady.

How much it widens is a fact about this pair rather than about small transfers in general, which is why it is worth stating here. Measured across the pairs on this site on the day this panel was written, the same thirty-odd dollars cost 1.12% on one pair and 23.48% on another.

Both amounts are priced in the same pass on the same timer, so they are comparable to each other — and to nothing quoted elsewhere at another moment.

Sending the whole amount through one provider hands that provider both ends of it. Split across 3, no single one sees more than its own leg — and the amounts are deliberately unequal, because 3 identical transfers leaving one wallet reassemble themselves.

This costs you 0.06% against sending the whole amount through Changelly: 23,883.285334 XLM rather than 23,896.649335. Only one provider can be the cheapest, and a split by definition does not send everything to it. That is the trade — privacy here is bought, not free.

Each leg also pays out to an address of its own. One address for all of them undoes the split at the far end, which is the one thing provider diversity cannot fix.

69/100 — moderate Reasonable separation, with room to improve.

• 3 legs is a modest split. Each additional leg narrows what any one provider observes and makes the set harder to reassemble by size. Four or more is where the shape stops being obvious.

Scored on the split above, which assumes a payout address per leg — seventeen of the hundred points, and the one assumption this figure makes that the page has not already shown you. Heuristics about how a transfer looks from outside, not a promise: nothing here inspects the chain, and a provider that correlates its own legs defeats the amount signal entirely. Spacing between legs is reported in the app rather than scored, because what a given spread is worth depends on the traffic it hid among, which nothing here can measure.

No account, no sign-up, and no custody at any point: your browser pays each provider's deposit address directly and the provider pays yours.

Quotes on this page were read from the providers at 12 November 2026 and refresh roughly every fifteen minutes. They are indicative: the rate you get is the one quoted when you actually create the exchange.